Home Owners Information

Before you start looking for a home, take time to contact us to ensure you are well prepared. Whether you are purchasing your first home or an investment property a simple well structured guide when purchasing will ensure a hassle free path to home ownership.

Clarity Guide to buying a home:

• Do your sums – check your borrowing capacity.
• Arrange your home loan – pre-approval.
• Find the right property.
• Property Inspection – ensure appropriate reports and inspections are conducted particularly when buying an older home.
• Finalise your home loan.
• Ensure legal requirements are covered – conveyancing/solicitors..
• Seek assistance with signing the purchase contracts.
• Settlement – ask for an introduction to bank branch staff to ensure your total banking needs are taken care of post settlement.           

How Clarity will Assist:

• Clarity can provide you with help to ensure you have savings and investment accounts so you will achieve a deposit faster if required. 
• We will introduce you to a wide range of flexible, competitively priced products.
• Arrange loan approval or pre-approval before you choose a Calculate the costs associated with your purchase both bank & government.
• Process your application for finance.
• Process your application for the First Home Owners Grant.Arrange introduction with your local bank representative to assist with your other ongoing banking needs.